Financial Readiness and Army Emergency Relief
Financial Readiness offers a wide range of services to individual soldiers and to units. For the individual, assistance is available for preparing detailed budgets or in developing strategies for improved financial stability. If you're thinking about making a major financial decision or purchase, contact our financial readiness counselors for guidance or stop by our office at Building 250. We have a number of publications that can help you make better financial decisions and become a smarter consumer. We can also help the beginning investor understand the basics and provide information on the Thrift Savings Plan (TSP). Be sure to contact our office if you have a consumer issue or want to make a complaint. Check our link to the Better Business Bureau and to Military Sentinel to investigate complaints against local businesses. Our office also assists units in providing financial and consumer training. Classes are available on checking account management, credit reports and credit scoring, insurance, car buying, identity theft, and budgeting. If you need a budget prepared in order to move off-post, please call 575.678.1337. Be sure to inform the financial counselor that you need to prepare a budget and have your off-post packet signed. Bring your most recent end-of-month LES, a list of your debts and monthly expenses, and your off-post packet issued by your unit. The financial counselor will assist you in the step by step creation of a personal budget and will make suggestions on ways to reduce expenses, increase savings, or pay off debts. Resources
Soldiers who are anticipating a PCS move, a deployment, marriage, or who are expecting a baby could benefit from the various classes that are scheduled weekly.
For those who are experiencing or anticipate financial difficulties, we recommend class attendance, individual counseling, or applying for assistance from Army Emergency Relief, depending on the severity of the situation.
Credit
SCRA
Get a free credit report
ID Theft
National Foundation for Credit Counseling
Credit repair and other scams
Payday loan information
Preparing for security clearance review
Servicemembers Civil Relief Act
Handling Your Money
Mortgage and financial calculators
Save and Invest.org
Car Buying and Repair
Kelley Blue Book
Edmunds
Car Talk
Fraud and Scams
Better Business Bureau
BBB Military Line
Consumer.gov
National Fraud Information Center
Looks Too Good to Be True
Consumer World
Postal Inspection Service
Consumer Complaint Form (DA 5184)
Military Money
Military Pay Information
MyPay
FSSA
Preparing for security clearance review
Thrift Savings Plan
MilSpouse.com
Taxes
Internal Revenue Service
Tax Withholding Calculator
Consumer Law
National Consumer Law Center
Servicemembers Civil Relief Act
SaveAndInvest.org
Have Fun with Finance: Play Moneytopia or Try a Quick Tutorial
Deployment-Talking about money with your spouse
Investing-Learn about IRAs
Home-Help for home buyers
More Investor Tools and Resources


